Home Buying Articles
Plain-English answers to the questions buyers ask me most.
How Much Do You Really Need to Buy a Home?
You don’t need 20% down. See how down payment minimums differ for conventional, FHA, VA and USDA loans, and what else to budget for.
FHA vs. Conventional: Which Is Right for You?
Compare FHA and conventional loans on credit scores, down payments, and mortgage insurance, and see why the right choice depends on your situation.
Mortgage Pre-Approval: What It Is and What to Have Ready
Pre-approval shows what you may be able to borrow and that you’re a serious buyer. Here’s what to gather and what to avoid while you wait.
Let’s Talk About Your Homebuying Plans
I’m Bob French, an independent mortgage loan officer serving Greater Atlanta. I’ll help you compare financing options and understand the numbers.
Bob French · NMLS #2333469 · David Kilpatrick Financial LLC · NMLS #1574879. This article is general information, not a loan offer or a commitment to lend. Loan programs, limits, and requirements change and are subject to underwriting and lender requirements.